Bank of India Credit Officer Recruitment 2025 | Apply Online Form for 514 Posts

BOI Credit Officer Recruitment 2025

Post Name: Credit Officer

Total Vacancies: 514 Posts

Application Mode: Online

Bank of India Credit Officer Recruitment 2025: Bank of India has released the official notification for the recruitment of514 Credit Officer posts. Interested and eligible candidates can apply online starting from December 20, 2025.

Bank of India Credit Officer Recruitment 2025 |Important Dates

• Starting Date to Apply Online: 20/12/2025
• Last Date to Apply Online: 05/01/2026
• Last Date for Payment of Fee (Online): 05/01/2026
• Tentative Date of Online Examination: To be notified later

Vacancy Details (Total: 514 Posts)

Post Name: Credit Officer

• Classification:

Bank of India Credit Officer Recruitment 2025 | Eligibility Criteria

1. Educational Qualification

Name of the Post	Educational Qualifications	Other Preferred Qualification / Certification	Work Experience
Credit Officer – GBO Stream (MMGS- II)	A Degree (Graduation) in any discipline from recognized a University/ Institute with 60% marks or equivalent grade (55% for SC/ ST/ OBC/ PWBD) recognized by the Govt. of India or any equivalent qualification recognized as such by the Central Government.	Chartered Accountant/ Chartered Financial Analyst / CMA – ICWA from recognized institute. OR MBA/ PGDBM in Banking/ Finance or Two Years full time Post Graduation Degree in Banking/ Finance/ any credit related field from recognized university/ Institution / Board.	Minimum 3 years’ post qualification experience as an officer out of which 2 years’ experience should be in processing of MSME Credit/ Commercial Credit / Project Finance / Mid & Large Credit in Scheduled Public Sector Banks/ Scheduled Private Sector Banks/ Associate or Subsidiary of Scheduled Commercial Banks/ Public sector or Listed Financial Institution/ Foreign Banks
Credit Officer – GBO Stream (MMGS – III)	A Degree (Graduation) in any discipline from a University/ Institute with 60% marks or equivalent grade (55% for SC/ ST/ OBC/ PWBD) recognized by the Govt. of India or any equivalent qualification recognized as such by the Central Government.	Chartered Accountant/ Chartered Financial Analyst / CMA – ICWA from recognized institute. OR MBA/ PGDBM in Banking/ Finance or Two Years full time Post Graduation Degree in Banking/ Finance/ any credit related field from recognized university/ Institution / Board.	Minimum 5 years’ post qualification experience as an officer out of which 3 years’ experience should be in processing of MSME Credit/ Commercial Credit / Project Finance / Mid & large Credit in Scheduled Public Sector Banks/ Scheduled Private Sector Banks/ Associate or Subsidiary of Scheduled Commercial Banks/ in a public sector or Listed Financial Institution/ Foreign Banks
Credit Officer – GBO Stream (SMG – IV)	A Degree (Graduation) in any discipline from a University/ Institute with 60% marks or equivalent grade (55% for SC/ ST/ OBC/ PWBD) recognized by the Govt. Of India or any equivalent qualification recognized as such by the Central Government AND MBA/ PGDBM from recognized University / Institution / Board OR Two Years full time Master’s degree in any field from recognized University / Institution / Board OR Chartered Accountant/ Chartered Financial Analyst /CMA – ICWA from recognized institute.	Certificate Course offered by IIBF in International Trade Finance/ Credit Professional/ MSME.	Minimum 8 years’ post qualification experience as an officer out of which 5 years’ experience should be in processing of MSME/ Commercial Credit / Project Finance / Mid & large Credit in Scheduled Public Sector Banks/ Scheduled Private Sector Banks/ Associate or Subsidiary of Scheduled Commercial Banks/ in a public sector or Listed Financial Institution/ Foreign Banks

2. Age Limit

Name of the Post	Scale	No. of Vacancies	Age
Credit Officer – GBO Stream	MMGS-II	418	25-35
Credit Officer – GBO Stream	MMGS – III	60	28-38
Credit Officer – GBO Stream	SMG – IV	36	30-40

• Age Relaxation is applicable as per government rules.

Bank of India Credit Officer Recruitment 2025 | Application Fee

Category	Amount (Rs.) – (inclusive of GST)
SC/ ST/ PWD	Rs. 175/- (intimation charges only)
General & Others	Rs. 850/- (application fee + intimation charges)

• Payment Mode: Online (Debit/Credit Card, Net Banking, UPI) or Offline (SBI Challan).

Bank of India Credit Officer Recruitment 2025 | Selection Process

The selection will be based on a two-tier examination followed by document verification:

• Online Examination

• Interview

Salary / Pay Scale of Bank of India Credit Officer Recruitment 2025

Post	Scale / Grade	Scale of Pay
Credit Officers (GBO stream)	Middle Management Grade Scale-II	64820 – 2340 (1) – 67160 – 2680 (10) – 93960
	Middle Management Grade Scale-III	85920 – 2680 (5) – 99320 – 2980 (2) – 105280
	Senior Management Grade Scale-IV	102300 – 2980 (4) – 114220 – 3360 (2) – 120940

How to Apply for Bank of India Credit Officer Recruitment 2025

1. Visit the official website: https://bankofindia.bank.in/
2. Register using a valid email ID and mobile number.
3. Log in to fill out the application form with personal and educational details.
4. Upload the required documents (Photograph, Signature, Domicile Certificate).
5. Pay the application fee as per your category.
6. Submit the form and take a printout for future reference.

IMPORTANT LINKS
Apply Online	Click Here
Download Official Notification	Click Here
Official Website	Click Here

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